Equipment Financing & Leasing
The Equipment Your Business Needs Is the Collateral
$10 Thousand to $5 Million
Approvals often come in 24 to 48 hours with this product!
Acquire the machinery or technology your business needs without paying the full cost upfront: the equipment itself is the collateral, financed or leased over terms up to 5 years. Spreading the cost over time preserves cash flow and working capital while putting essential tools to work for growth and operations.
Terms, Rates, and Fees
Many lenders won't show rates and fees until you apply. We show them upfront because transparency respects your time. Your lender sets the final terms in your financing agreement.
Loan amount range
$10 Thousand to $5 Million
Structure
Financing or lease
Collateral
Equipment being financed serves as collateral
Loan-to-value
Up to 100% of the equipment cost, based on your FICO score and the equipment being financed
Rate
Starting at 6% annually, depending on the business, its owner, and the equipment being financed
Time to close
Depends on equipment purchase, usually 1 to 3 weeks
Term
2 to 5 years
Repayment
Fixed monthly payments
Prepayment
No prepayment penalty on most programs
Credit check
Soft pull to apply; larger deals may include a hard pull, but only after you've been approved and chosen to move forward, with notice first
Upfront fees
On most programs, first and last months' payments (applied to the term)
Get the Equipment You Need Without Paying the Full Cost Upfront.
Contact us today to learn how financing or leasing can preserve your cash flow.
